AI Financial Planning, and the Missing Piece: Diagnosis Before Advice

Rethinking financial guidance in the age of AI Artificial intelligence is rapidly entering the world of financial planning. Ask a chatbot about retirement, investing, or savings strategies, and within seconds it produces a confident answer. But this raises an important question. Should AI really be giving financial advice at all? In medicine, doctors rarely prescribe […]

Singapore is getting richer — but do we have longevity resilience?

Singapore is wealthier than ever. But beneath rising incomes and strong employment lies a quieter question: are we building longevity resilience or simply extending vulnerability? Singapore’s latest Ministry of Finance Occasional Paper on Income Growth, Inequality and Social Mobility shows that real incomes have grown across all deciles over the past decade, with stronger growth […]

Designed Legacy — A life LIVeD richly

We often think of legacy as something others will say about us when we are gone, a summing up of our life’s meaning. But as I enter my own next chapter, after an established career, I have come to realise that legacy is not only about endings. It is about beginnings. It is not what […]

Health is the new wealth: Why longevity demands a new kind of planning

In an age where the 100-year life is no longer a distant possibility but a demographic reality, our greatest challenge lies not in simply adding years to life but in ensuring those years are healthy, purposeful, and independent. The distinction between lifespan and healthspan has become increasingly urgent, as more individuals are living into their […]

What If Your Best Career Hasn’t Even Started Yet?

From Financial Wellness to Purposeful Work In Part 1, we explored Lifelong Learning as the compass for relevance in a 100-year life. In Part 2, we examined Income & Financial Wellness as the foundation for choice and flexibility. Yet financial readiness alone doesn’t guarantee fulfilment. After achieving basic security, the deeper question emerges: “It’s not just can I afford […]

Income & Financial Wellness — Securing the Second Half

In the first part of this series, I wrote about lifelong learning as the foundation for personal reinvention. The second pillar, income and financial wellness is just as critical. After all, the ability to learn, pivot and contribute in the second half of life often hinges on our financial footing. Over the years, I’ve worked […]

The LIVeD Lens: Thriving in a 100-Year Life

Here’s the good news, we’re living longer than ever. Around the world, more people are reaching 100, with the global population of centenarians projected to rise eightfold from 451,000 in 2015 to 3.7 million by 2050, according to Pew Research. Singapore is no exception, it became an aged society in 2017 and is set to […]