AI Financial Planning, and the Missing Piece: Diagnosis Before Advice

Rethinking financial guidance in the age of AI Artificial intelligence is rapidly entering the world of financial planning. Ask a chatbot about retirement, investing, or savings strategies, and within seconds it produces a confident answer. But this raises an important question. Should AI really be giving financial advice at all? In medicine, doctors rarely prescribe […]
Singapore is getting richer — but do we have longevity resilience?

Singapore is wealthier than ever. But beneath rising incomes and strong employment lies a quieter question: are we building longevity resilience or simply extending vulnerability? Singapore’s latest Ministry of Finance Occasional Paper on Income Growth, Inequality and Social Mobility shows that real incomes have grown across all deciles over the past decade, with stronger growth […]
Income & Financial Wellness — Securing the Second Half

In the first part of this series, I wrote about lifelong learning as the foundation for personal reinvention. The second pillar, income and financial wellness is just as critical. After all, the ability to learn, pivot and contribute in the second half of life often hinges on our financial footing. Over the years, I’ve worked […]